In order to better serve business clients, The Financial Guides offers lunch hour seminars called Sandwich Safaris. Companies may choose from a variety of topics for their lunch hour learning or take advantage of the full course. Employees may bring their own lunch if they choose and spend 45 minutes gaining some valuable knowledge and having fun. As with all of the educational adventures, all attendees receive note pages and worksheets on the topic covered.

Sandwich Safaris allow companies to offer more to their valued employees at no cost. You choose the topic or topics that are of interest to your group. Personal follow up appointments will be available for those who are interested, however there is no obligation.

To schedule a Sandwich Safari at your office, or for further information, contact Tammy

Personal Finance Topics

Budget is not a dirty word. A budget is something that helps you get the things you truly want in life. The problem is most budgets just don’t work in real life. Learn fun and easy ways to get yourself on the path to achieving your financial dreams and goals.

You cannot live in our modern society without credit, but how many people understand how it really works? Learn the truth about credit, credit bureaus, and credit scores. Find out the many ways to use credit as a tool to help you get what you want, rather than as a weapon the banks and credit card companies use against you. Also, find out how to protect yourself from the five different forms of identity theft.

Eventually everyone buys the farm, but how many people have their legal affairs in order for when the day finally comes? Learn about wills, enduring powers of attorney, and personal directives. What are they, why are they important, and how do you go about getting them set up properly.

Most of us pay for these every month, but do we have the coverage we want and need? Learn the in and outs of home and auto insurance to make sure you have what you need, aren’t paying for what you don’t, and can sleep well at night knowing you truly are protected.

No one wants to talk about it, but everyone knows about it. But do they? Find out what the differences are between the different types of life insurance, how the insurance companies price them, and what questions you need to ask to determine what is right for you and your circumstances.

This is probably the biggest expense in your budget, but how much do you really know about it? Learn what all the terms mean and find out ways to get it paid off faster, with less money out of your wallet.

Health benefits, disability insurance, critical illness insurance, and long term care insurance. You may have heard of them, you may even have some of them, but do you have what you need? Find out what these products are, how to determine which ones are right for you, and how the insurance companies price them.

Everyone wants their money to grow AND be safe. Learn what your investing options are, understand what all the terminology means, and put yourself on the path to financial independence.

With the never ending increase in the cost of post secondary education it is becoming even more important to start putting aside education funds sooner rather than later. Find out the various options for saving for an education, how they work, how they differ, and all the quirks you need to know.

You have probably heard of RRSPs, and probably even have some, but are they the only option for your retirement saving? Learn the Four Pillars of Financial Security, how they work, how they differ, and most importantly … how are they taxed. Also, learn that they is more to retirement planning than just taking care of the money.

Small Business Topics

Are you chasing your tail or moving toward your dream? Help get the personal clarification you need to put yourself on a clear path to your vision of business and personal success.

Everyone wants to succeed, but unfortunately the odds are against you when you start. Find out what the pitfalls are and how to avoid them so you can be one of ones that succeed.

Nothing happens until a sale is made, and there are thousands of ways to make a sale. Learn different marketing methods that you can use to bring in the business that you want.

People and businesses are not islands. Everyone needs qualified, competent people to help them on their journey to success. Find out who they are, how to find them, and how to compensate them without breaking the bank.

Money comes in, and money goes out. The trick is to keep more and more of it in your account. Learn the difference between profit and cashflow, what common financial ratios are, and figure out your financial goals.

The lifeblood and true indicator of a business are its systems. Learn what systems are, how to incorporate them into your business, and use them to move your forward.

There are people that you love to work with. They pay you well, they refer you to more great clients, and they are a pleasure to work with. Unfortunately there are people that suck your energy dry, contribute nothing but red to your bottom line, and you dread seeing their name, alone hearing their voice. Learn how to differentiate the two and attract more of the clients you want and less of the ones you don’t.

Without profit there is no purpose to business. Learn the various types of profit and how to attract more of it into your business.

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