Upcoming Class Dates

COST: $75.00 per couple / $50.00 per person - Lunch, refreshments & Resource Book provided.

" Money isn't everything, but it ranks right up there with oxygen." -  Zig Ziglar

Invest in this workshop and you will learn all the things they should have taught you in school, but never did. Come and get the facts on how money works, how to question things like investments and insurance, and learn how to make better choices to keep more of your hard earned money in your pocket where it belongs!

No Boredom, No Sales, No Suits, No Jargon, No BS!

- How to set up and use a budget that works for you.

- Understanding credit so it can be a tool that you use instead of a weapon the banks use against you.

- Home and Auto Insurance: How to make sure you are properly protected for the correct premium.

- Wills, EPoAs, and PDs: What are they, how to get them done properly, and what can happen if you don’t have them.

- Mortgages: What are they, what do the words mean, how to pay them off faster with less money.

- Life Insurance: What are the different types, what questions do you need to ask, how are they underwritten.

- Living Benefits  Health, critical illness, disability, and long term care:  What are they, how do they work, how do they differ, how are they underwritten, what questions do you need to ask?

- Investing: What do the words mean, rule of 72, inflation, risk, volatility, seg funds and mutual funds

- Education planning,  RESPs, scholarship trusts, in trust accounts, and UL:  How they work, how they differ, how to take advantage of government grants, how can they be used to pay for secondary education.

- Retirement planning:  RRSP, non-registered, TFSA, and Universal Life.  What are they, how do they differ, taxation.

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Testimonial

Tammy Johnston and The Financial Guides are very knowledgeable in leading individuals to reach higher levels of financial planning. Her guidance is strong with very sound, proven advice. I was introduced to Tammy through another business associate, who spoke very highly of Tammy and her offerings. Tammy’s advice and leadership has not only been instrumental to my personal finance, but has also aided in my business development as well.

Ed Kreutz, President
We Do Good Work Inc.

www.wedogoodwork.com

“My husband and I took Tammy's Financial Journeys class together. We had a moderate amount of financial literacy so we were not expecting many surprises. Boy, were we in for a shock! Tammy fixed our insurance woes and saved us a lot of grief. We left Tammy's Financial Journey's class more informed than we ever thought possible.”

Erica and James Fernandez
Evocative Photography
www.evocativedogphoto.com