Tammy started working in the Financial Services Industry in 1993. The first 9 years of her career were spent working in regional offices, for independent agents, and as Brokerage Manager for two different MGAs. 

Her focus was on training other agents and helping them solve problems for clients. After spending close to a decade as an employee Tammy decided to venture into the “sales world”.

Determined to be more than just another insurance salesman, Tammy founded The Financial Guides. She set about working with clients in a totally different fashion. 

Feeling that everyone needs a sound financial education she created her first class“Financial Journeys”. The goal was to provide the accurate, unbiased, basic information in simple English that we all require, but can’t easily find. Knowing that the best way to learn is by having fun and being comfortable, Tammy takes good care of her guests with excellent food and lots of laughter. 

Further expanding her educational and value added offerings Tammy created “Sandwich Safaris”, “Business Builder Nights”, and “Small Business Class”.

Putting time and care into helping with the necessary tasks required to run a successful financial household Tammy works with clients to set up budgets that actually work, reviews credit and debt to make sure it is working for the client and not just against, and makes sure all the pieces of the puzzle fit together properly. Knowing that all financial aspects affect one another she looks at the whole picture. 

Honestly telling you what is working, what could be improved, and what is missing. Tammy’s clients understand what they are doing, why they are doing it, and have hope for the future.

Tammy married her wonderful husband Greg in 1997 and they had a beautiful daughter Ayla in 2003. They enjoy going to the zoo, racing cars, traveling, and Cashflow. Tammy is a voracious reader, enjoys good movies, time with her family, and building businesses. Her special passion is for working with Small Business Owners.